Standard travel insurance often excludes or limits activities like trekking above a set altitude, scuba diving below a set depth, or remote expeditions. Before a bucket-list adventure, check the policy’s activities list and its limits, and make sure emergency evacuation from remote places is covered.
What to check
- The list of covered activities, and any altitude or depth limits.
- Emergency evacuation and search-and-rescue from remote areas.
- Whether guided tours or expeditions need to be with a licensed operator.
- Equipment cover for gear you bring.
Read the policy wording before you buy: what’s covered, the limits, the excess and the exclusions.
Planning the trip
Looking for the trip itself? Pick the travel lists bucket-list adventures, polar trips and wildlife trips, and plans the whole trip in one sentence at pickthetravel.com/plan.
The three insurers
We earn a commission if you buy after following these links. It never changes what this page says, and we don’t give advice. Who each insurer is.
Questions
Does travel insurance cover trekking?
Many plans cover trekking up to an altitude limit. Check the limit for your route.
Is scuba diving covered by travel insurance?
Often up to a depth or certification limit, sometimes only as an add-on. Check the activities list.
Is an Antarctica expedition covered?
Check that the plan covers the destination and emergency evacuation from remote areas; limits vary by insurer.
Keep reading
Updated 2026-10-24.