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Policy words

Schedule of cover

Also called the policy schedule or certificate.

What it means

The page that is personal to your policy: who is covered, the dates, the destination, and the limits and excess that apply to you. The wording explains the rules; the schedule fills in your numbers.

How it reads in a policy

Sample wording, not a real policyThe limits and the excess that apply to you are shown in your schedule of cover.

What to check

  • That the names, dates and destination are right.
  • The limit for each section.
  • Any options you added, listed.

Read the policy wording before you buy: what’s covered, the limits, the excess and the exclusions.

Questions

What does schedule of cover mean in travel insurance?

The page that is personal to your policy: who is covered, the dates, the destination, and the limits and excess that apply to you. The wording explains the rules; the schedule fills in your numbers.

Where do I find the schedule of cover in my policy?

In the policy wording, usually in its definitions and the section it belongs to; your own numbers are in the schedule of cover.

Related words

The three insurers

VisitorsCoverageworldwide travel cover: medical, cancellation, baggage, delays
Open VisitorsCoverage ↗
EKTAtravel insurance for any nationality and destination, bought in minutes
Open EKTA ↗
SafetyWingnomad and long-term travel medical cover, as a monthly subscription
Open SafetyWing ↗

We earn a commission if you buy after following these links. It never changes what this page says, and we don’t give advice. Who each insurer is.

Updated 2026-10-24.

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